Money Smarts

Money Smartstaking care of your money

Developing good money habits in your teens will set a solid foundation for getting the things you want out of life. It all starts with taking charge of your money.

Did you know?
Knowing how to manage your money is the topic that young adults agree would benefit their lives more than other high school courses. – National Financial Educators Council

Taking Charge of Your MoneyThings to Do

Know What Benefits You Get

You can work and still receive Social Security benefits. The amount of money you receive from Social Security may change as you earn more, but you will still get benefits that help you.

Keep Track of Your Money

If you feel like your money is in charge of you instead of you being in charge of your money, it’s time to turn that around.

Start Saving

Saving is important. But how can you save when you don’t have a lot of money? Start with these Smart Saving Tips.

Become Friends with Your Credit Score

Having a good credit score can make your life easier and give you more money to do things you enjoy.

Know the Difference Between Good Debt and Bad Debt

Not all debt is created equal. Believe it or not, there is such a thing as “good debt”. Find out the difference!

Before StartingThings to Ask

How will I benefit from taking charge of my money?

Make a list of things you want out of life. Think about how much money you need to get them. Talk to others about it.

Be open to learning new habits

The good habits you start now will stay with you the rest of your life!

What benefits do I currently get?

Find out what benefits you’re getting each month and how that may change when you turn 18.

Did you know?
Once you have the skills to manage your money, you’ll tend to keep them and use them throughout your life.