Money Smartstaking care of your money
Developing good money habits in your teens will set a solid foundation for getting the things you want out of life. It all starts with taking charge of your money.
Did you know?
Knowing how to manage your money is the topic that young adults agree would benefit their lives more than other high school courses. – National Financial Educators Council
Taking Charge of Your MoneyThings to Do
Know What Benefits You Get
You can work and still receive Social Security benefits. The amount of money you receive from Social Security may change as you earn more, but you will still get benefits that help you.
Keep Track of Your Money
If you feel like your money is in charge of you instead of you being in charge of your money, it’s time to turn that around.
Start Saving
Saving is important. But how can you save when you don’t have a lot of money? Start with these Smart Saving Tips.
Become Friends with Your Credit Score
Having a good credit score can make your life easier and give you more money to do things you enjoy.
Know the Difference Between Good Debt and Bad Debt
Not all debt is created equal. Believe it or not, there is such a thing as “good debt”. Find out the difference!
Borrow Smart
Not all debt is created equal. Find out the difference between good debt and bad debt.
Protect Your Money
You work hard for your money. Keep it safe! Learn how identity theft happens, how to stay safe online, and what to do if identity theft happens to you.
Before StartingThings to Ask
How will I benefit from taking charge of my money?
Make a list of things you want out of life. Think about how much money you need to get them. Talk to others about it.
Be open to learning new habits
The good habits you start now will stay with you the rest of your life!
What benefits do I currently get?
Find out what benefits you’re getting each month and how that may change when you turn 18.